Terms of Service

Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User") and Specula ("Company") governing your access to and use of specula.app and all associated services.

By connecting your wallet or using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy, Risk Disclosure, and Cookie Policy.

Service Description

Specula is a non-custodial Polymarket copy trading platform that provides:

• Automated trade copying: Our automated trading bot monitors selected whale wallets and replicates their trades into your wallet based on your configured parameters.
• Conviction Score Engine™: Evaluates each detected trade by the source wallet's portfolio allocation percentage.
• Cascade Alert System™: Detects when multiple elite wallets enter the same position within a defined window.
• Ghost Wallet Discovery™: Surfaces high-performing wallets absent from public leaderboards.
• Exit Mirror™: Automatically closes your positions when tracked wallets exit.
• Probability Arbitrage Scanner™: Our Polymarket arbitrage bot identifies price discrepancies between platforms.

Specula is an independent tool not affiliated with or endorsed by Polymarket.

Eligibility

• Be at least 18 years of age or the legal age of majority in your jurisdiction.
• Have the legal capacity to enter into a binding contract.
• Not be a resident of any jurisdiction where use of prediction markets is prohibited by law.
• Not be subject to any sanctions or trade restrictions imposed by applicable authorities.
• Use the Service solely for lawful purposes.

Wallet Access & Authentication

• Your private keys and seed phrases are never transmitted to or stored by Specula under any circumstances.
• You are solely responsible for the security of your wallet and private keys.
• If you choose to provide a private key to enable bot execution, you assume full responsibility for the associated security risks. We strongly recommend using a dedicated trading wallet with limited funds.
• Loss of access to your wallet does not entitle you to a refund or service credit.

Subscriptions & Payments

5.1 Plans

Specula offers three subscription tiers: Shadow Trader ($49/month), Alpha Hunter ($99/month), and Whale Protocol ($149/month). Plan features are described on the pricing page.

5.2 Payment

All subscriptions are paid in USDC stablecoin on Ethereum mainnet or BNB Chain. Payments are verified by transaction hash on-chain.

5.3 Billing Cycle

Subscriptions are monthly and non-renewing by default. Access expires exactly 30 days from payment confirmation.

5.4 Refunds

Due to the nature of blockchain transactions and digital services, all payments are final and non-refundable once processed, except where required by applicable law.

User Obligations

• Use the Service only for lawful purposes and in compliance with all applicable laws.
• Configure your trading bot parameters responsibly and within your financial risk tolerance.
• Monitor your automated positions regularly; Specula does not guarantee continuous uptime.
• Accept full financial responsibility for all trades executed through your wallet via our platform.
• Not attempt to reverse-engineer, scrape, or extract our proprietary algorithms.

Prohibited Activities

• Engage in any activity that manipulates prediction market prices.
• Use the Service to launder money, finance terrorism, or engage in any illegal financial activity.
• Attempt to gain unauthorized access to other users' accounts or data.
• Resell, sublicense, or redistribute access to Specula features without written permission.
• Attempt to circumvent subscription paywalls or plan limits.
• Transmit malware or any malicious code to our platform.

Intellectual Property

All content, software, algorithms, trademarks, and proprietary methodologies on Specula — including the Conviction Score Engine™, Cascade Alert System™, Ghost Wallet Discovery™, Exit Mirror™, and Probability Arbitrage Scanner™ — are the exclusive intellectual property of Specula. Your subscription grants a limited, non-exclusive, non-transferable license to access the Service for personal trading purposes only.

Disclaimers

We do not warrant that copy trading Polymarket activity will result in profit, that tracked wallets will continue to perform historically, or that our Polymarket automation tools will execute trades at the exact intended price.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, POLYMIRROR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING LOSS OF FUNDS DUE TO BOT EXECUTION, MARKET CONDITIONS, TECHNICAL FAILURES, OR UNAUTHORIZED WALLET ACCESS.

Our total aggregate liability shall not exceed the total subscription fees paid by you in the 30 days preceding the claim.

Indemnification

You agree to indemnify and hold harmless Specula and its officers, directors, and employees from any claims, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any applicable law.

Termination

Specula reserves the right to suspend or terminate your access at any time for any reason, including violation of these Terms or suspected fraudulent activity. Upon termination, your right to use the Service ends immediately.

Governing Law & Dispute Resolution

These Terms shall be governed by applicable international law. Disputes shall be resolved first through good-faith negotiation, then through binding arbitration. You waive any right to participate in class-action lawsuits to the fullest extent permitted by law.

Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by updating the "Last updated" date. Your continued use of the Service after any modification constitutes your acceptance of the updated Terms.

Contact

• Email: [email protected]
• GitHub: github.com/polymarket